IMPORTANT: THESE GENERAL TERMS OF USE APPLY TO THE ENTIRE CONTENTS OF THIS WEBSITE UNDER THE DOMAIN NAME WWW.THELONDONINSURANCEMARKET.COM (“WEBSITE”) AND TO ANY CORRESPONDENCE BY EMAIL BETWEEN US AND YOU. PLEASE READ THESE TERMS CAREFULLY BEFORE USING THIS WEBSITE. ACCESSING THE WEBSITE INDICATES THAT YOU ACCEPT THESE TERMS. IF YOU DO NOT ACCEPT THESE TERMS, DO NOT USE THIS WEBSITE. THESE GENERAL TERMS OF USE ARE ISSUED BY THE LONDON MARKET GROUP SECRETARIAT (LMGS).
1.1 You will be able to access most of the Website without registering your details with us. Certain areas of this Website are only open to you if you register.
1.2 By accessing any part of this Website, you shall be deemed to have accepted these General Terms of Use in full. If you do not accept these General Terms of Use in full, you must cease to use this Website immediately.
1.3 LMGS may amend or revise these General Terms of Use at any time without notice. You should check this Website from time to time to review the then current General Terms of Use because they are binding on you. Expressly designated legal notices or terms may be located on particular pages on this Website and are ancillary to these General Terms of Use.
2.1 You are permitted to print and download extracts from this Website for your own personal use or internal business purposes provided that:
(a) no documents or related graphics on this Website are modified in any way;
(b) no graphics on this Website are used separately from accompanying text.
This permission will be revoked immediately if any of its terms are infringed.
2.2 Subject to paragraph 2.1 no part of this Website may be reproduced or stored on any other website or included in any public or private retrieval system or service without LMGS’s prior written permission.
2.3 Any rights not expressly granted in these General Terms of Use are reserved.
3.1 While LMGS endeavours to ensure that this Website is normally available 24 hours a day, LMGS will not be liable if for any reason this Website is unavailable at any time or for any period.
3.2 Access to this Website may be suspended temporarily and without notice in the case of system failure, maintenance or repair or for reasons beyond LMGS’s control.
4.1 By using this Website you consent to the processing (including international transfer) of personal information about you.
4.2 Other than personally identifiable information, any material that you transmit or post to this Website will be considered non-confidential and non-proprietary. LMGS will have no obligations with respect to such material. LMGS will be free to copy, disclose, distribute, incorporate and otherwise use such material and all data, images, sounds, text and other things embodied therein for any and all commercial or non-commercial purposes. If you do not wish LMGS to have the rights set out in this paragraph 4.2 please do not transmit or post any material or submit any contributions to the Website.
4.3 You are prohibited from submitting, posting or transmitting to this Website any material which:
(a) is unlawful, harassing, threatening, defamatory, harmful, profane, indecent, offensive, pornographic, abusive, liable to incite racial hatred, discriminatory, in breach of confidence, in breach of privacy or which may cause annoyance or inconvenience;
(b) violates a patent, trade mark, copyright, trade secret or other intellectual property rights of others or for which you have not obtained all necessary licences and/or approvals;
(c) constitutes or encourages conduct that would be considered a criminal offence, give rise to civil liability, or otherwise be contrary to the law or infringe the rights of any third party, in the UK or any other country in the world;
(d) constitutes any form of marketing; or
(e) is technically harmful (including, without limitation, computer viruses, logic bombs, Trojan horses, worms, harmful components, corrupted data or other malicious software or harmful data).
4.4 You must not misuse the Website (including, without limitation, hacking).
4.5 Violation of this section may lead to legal action being taken against you by the authorities or an aggrieved third party. LMGS will fully cooperate with any law enforcement authorities or court order requesting or directing LMGS to disclose the identity or locate anyone submitting, posting or transmitting any material in breach of this section 4.
4.6 You shall fully indemnify LMGS for any loss or damage suffered by LMGS or any of its subsidiaries for breach of paragraphs 4.3 or 4.4.
5.1 Links to third party websites on this Website are provided solely for your convenience. If you use these links, you leave this Website. LMGS makes no representations as to the security, quality or propriety of any website which may be accessed through this Website and accepts no liability for the content or for any loss or damage caused or alleged to have been caused by the use of or reliance on information contained in such websites or goods or services purchased from them. If you decide to access any of the third party websites linked to this Website, you do so entirely at your own risk.
5.2 If you would like to link to this Website, you may only do so on the basis that you link to, but do not replicate, the home page of this Website. and subject to the following condition:
(a) your website does not contain content that could reasonably be construed as distasteful, offensive or infringes any intellectual property rights or other rights of any other person or otherwise does not comply with all applicable laws and regulations.
5.3 LMGS expressly reserves the right to revoke the right granted in paragraph 5.2 for any breach of these General Terms of Use and to take any action it deems appropriate.
5.4 You shall fully indemnify LMGS for any loss or damage suffered by LMGS or any of its subsidiaries for breach of paragraph 5.2.
6.1 While LMGS and its third party providers endeavour to ensure that the information on this Website is correct, LMGS and its third party providers do not warrant the accuracy and completeness of the material on this Website. LMGS may make changes to the material on this Website at any time without notice.
7.1 This Website is provided “as is” for information purposes only and LMGS and its third party providers give no warranties of any kind either express or implied in respect thereof. Specifically, but without limitation, LMGS and its third party providers do not warrant that:
(a) you will be able to use this Website or that it will continue to be made available in its current or any other form;
(b) this Website or any or material of whatsoever nature available on or downloaded from it will be free from viruses or defects, compatible with your equipment or fit for any purpose.
7.2 It is your responsibility to use suitable anti-virus software on any material that you may download from this Website and to ensure the compatibility of such software or material with your equipment; or any content or information published on this Website is accurate or complete.
7.3 The editorial content of any other website to which you have gained access by means of any hyperlinks published on the Website remains the responsibility of the provider of that other website.
7.4 All warranties which would otherwise be implied by law are hereby excluded.
7.5 LMGS and its third party providers will not be liable to you, whether for negligence, breach of contract or otherwise, for any loss or damage of whatsoever nature suffered by you (including without limitation, direct loss or damage, indirect or consequential loss or damage, loss of goodwill, loss of business opportunity, loss of data or loss of profit), arising from:
(a) any computer virus or other bug transmitted through this Website;
(b) your use or inability to use this Website at any time and any failure by LMGS to provide this Website;
(c) your use of and/or reliance on other websites to which you have gained access by means of hyperlinks published on this Website;
(d) any inaccurate information published on this Website;
(e) your failure to comply with any law or regulation that is applicable to you; or
(f) your reliance on any information published on this Website.